2025 Social Security Cola Increase Update. The 2.5 percent increase will apply to all social security checks for retirees and people with disabilities beginning at the. That's down from the 3.2% increase in 2024 and the smallest cola since.

The 2025 cola is lower than 2024’s 3.2%, and much lower than 2023’s 8.70%. On average, social security’s 2025 cola will be largest for retired workers at age 70.